Welcome to the 1st Loan website - loan broker for people in Workington. Find out how much a personal loan could cost. Complete your details and the broker will give you a personalised loan quote. A personal loan can help you reduce your outgoings by paying off high interest loans, store cards and credit cards.
Apply online for up to £5000 using our short online form. Simply select the amount you want to borrow, the term of the loan, and start the process.
We'll search a panel of over 30 lenders in just a few minutes and give you an instant online decision!
Once matched with a lender and you are happy with their terms, you could receive your funds the same day*
Live in Workington and looking for a personal loan? A reputable loan broker can help with you finances if you are have had financial problems and you are worried about where to get help.
If you need to raise money quickly, a qualified financial adviser can help you regain control of your finances. You can use an personal loan for repairs around the house, pay for a car or to pay off other debts. Personal loans are available for tenants, homeowners or people living with family or renting.
If you are looking for a personal loan then the broker may be able to help, even if you have a bad credit history, such as CCJs, default or missed payments. You may want to raise money to pay off debts quickly, or possibly consolidate other loans or credit cards.
There are different types of loans available on this website:
Our fast, secure application forwards your enquiry to a broker who has access multiple lenders. They aim to find you the cheapest loan based on your personal circumstances.
For short term loans, payday loans, car loans, unsecured homeowner loansYou need to complete the short application form to find out how much a loan will cost you.
If you are applying for a payday loan or short term loan, please make sure it is right for you before taking it out. You should always think very carefully before committing to any form of credit or borrowing money.
Please remember that Payday loans should only be used for very short term financial needs. Short term loans are not suitable for long term borrowing
If you're trying to manage existing debt or in financial difficulty, consider what your options are before you borrow. For further help on managing your money visit the Money Advice Service.
Further information on personal loans:
Wikipedia information on Loans
Credit Reference Agencies Experian
Equifax
This is the bottom line. As a company, we only get paid if your loan is paid out. The broker will endeavour to find the most suitable loan or plan for your individual circumstances. The broker will do everything they can to get your loan paid out as quickly as possible.
If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements
Copyright © 2020. 1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Bury. BL9 6PJ
1st Loan may receive a fee/commission for either referral or completion of your loan application.1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.
1st Loan is not a lender and does not make credit decisions. 1st Loan introduce loan enquiries to a broker (TdotUK Limited) that matches customer applications with lenders in their network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.
This page provides information and advice on loans for people in Workington