Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
1st Loan is a credit broker, not a lender, and does not make lending decisions. Applications are handled by T Dot UK Limited. 1st Loan receives a fee from T Dot UK Limited for each submitted application, whether approved or declined.
Personal Unsecured Loan
Personal Loans. Find out how much a low cost personal unsecured loan could cost, Complete your details and the broker will give you a personalised personal loan quote. Find out how much to consolidate your debts with a Personal interest loan
Personal Loans
Are you looking for a low rate personal loan? We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help with you finances.
If you need to raise money fast, a qualified loan adviser can help you get back control of your finances.
You can use an unsecured loan to pay for a car, make repairs around the house or to pay off debts. Personal loans are available for tenants, homeowners or people living with family or renting
Unsecured Loans
If you need an unsecured loan then the broker may be able to help. You may want to pay off debts quickly, or possibly consolidate other loans or credit cards
Personal Unsecured Loans
The broker can help with debt consolidation as well as personal loans for people who need to raise money quickly.
If this is the first time you have dealt with us, let us explain the way we work. We take your enquiry, then pass it on to a broker we think will be able to handle your own individual circumstances. They aim to match you with the most suitable lender for your needs. If a match is found, you’ll be directed to the lender’s offer to review before deciding whether to proceed. You are under no obligation to accept or complete the application
1st Loan offers a first class service to our clients. We expect you to be more than satisfied with the outstanding service you receive from us and the broker. If not, please let us know and we will do our best to help with any problems you may encounter. We will never ask you for any up front fees for arranging your finances.
1st Loan is a credit broker, not a lender. If you choose to apply, your application is handled by our intermediary partner, T Dot UK Limited, which works with participating lenders. Any loan offer is subject to the lender's eligibility and affordability checks.
Explore Personal Loan Options Personal loans from £100 to £5,000, with repayment terms from 3 to 36 months. Availability and terms depend on your circumstances.- 1st Loan does not charge you a fee for using its credit broking service.
- Loan offers, interest rates and repayment terms depend on the lender's assessment.
- Applying does not guarantee approval.
- Consider whether the repayments are affordable before taking out a loan.
Important Information
1st Loan is a credit broker, not a lender. We introduce visitors to our intermediary partner, T Dot UK Limited, which handles loan applications and works with participating lenders. 1st Loan does not assess affordability, select lenders or make lending decisions.
1st Loan does not charge applicants for using its credit broking service. We receive a fee from T Dot UK Limited for each submitted application, whether the application is approved or declined. This fee is not paid by you.
Any loan offer, interest rate and repayment term depends on the lender's assessment of your circumstances. Submitting an application does not guarantee approval.
If you are considering a new loan to repay existing borrowing, such as credit cards, hire purchase or other loans, compare the total amount repayable and the repayment period with your current arrangements. A longer repayment period may reduce monthly payments but increase the overall cost of borrowing.
1st Loan is an authorised credit broker, not a lender. We cannot provide loans directly and do not control the outcome of an application submitted through our intermediary partner.
Participating lenders set their own eligibility criteria and may consider income, expenditure, existing financial commitments and credit history. Receiving benefits, having a low income or having a poor credit history does not, by itself, establish whether a particular lender will approve an application.
Borrowing may not be suitable if you are experiencing financial difficulties or cannot afford the repayments. For free, impartial guidance about borrowing or managing debt, visit MoneyHelper.
Please read our Responsible Lending Code of Practice for further information and support resources.
Our Treating Customers Fairly Policy explains our commitment to treating customers fairly and respectfully.
Loan approval is not guaranteed.
Applications are subject to the relevant lender's eligibility, affordability and credit assessment requirements.
Credit checks may be carried out during the application process. The type of search and any effect on your credit file depend on the provider and the stage of the application.
Before proceeding, check the information provided about credit searches and how your personal data will be used.
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