Personal secured and unsecured loans
Royal Wootton Bassett loan broker

Personal Unsecured Loan

Personal Loans. Find out how much a low cost personal unsecured loan could cost, Complete your details and we will give you a personalised personal loan quote. Find out how much to consolidate your debts with a Personal interest loan

Personal Loans

Are you looking for a low rate personal loan? We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help with you finances.

If you need to raise money fast, a qualified loan adviser can help you get back control of your finances.

You can use an unsecured loan to pay for a car, make repairs around the house or to pay off debts. Personal loans are available for tenants, homeowners or people living with family or renting

Unsecured Loans

If you need an unsecured loan then we can help. You may want to pay off debts quickly, or possibly consolidate other loans or credit cards

Personal Unsecured Loans

We can help with debt consolidation as well as personal loans for people who need to raise money quickly.

Looking for a small loan under £1000?
small loans for people with bad credit history

If this is the first time you have dealt with us, let us explain the way we work. We take your enquiry, then pass it on to the a panel of lenders we think will be able to handle your own individual circumstances. They will find the most suitable lender for your specific requirements and get back to you with a product that suits your needs. The broker will contact you by telephone or email to clarify any issues that they are not sure about. You are under no obligation at any time to go ahead with their advice.

1st Loan offers a first class service to our clients. We expect you to be more than satisfied with the outstanding service you receive from us and our brokers. If not, please let us know and we will do our best to help with any problems you may encounter. We will never ask you for any up front fees for arranging your finances.

Our fast, secure application gives you access to multiple lenders, finding you the cheapest loan based on your personal circumstances*.

For short term loans, payday loans, car loans, unsecured homeowner loans
For guarantor loans
For Homeowners only For people looking to remortgage or purchase property
  • Our smart loan search does not affect your credit rating
  • It finds the lowest rate loan available to you
  • Secure, two minute application



 


Important Information

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan or plan for your individual circumstances. We will do everything we can to get your loan paid out as quickly as possible.

If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements

Secured Loans: A broker fee of up to 12.5% will be added to secured loans.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

We offer loans throughout the UK

Contact us   Terms & conditions

Copyright © 2020. 1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ

1st Loan may receive a fee/commission for either referral or completion of your loan application.
We are an authorised credit broker and not a lender that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
1st Loan is an Introducer to Charles Frank Finance Ltd for secured loan business

1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.

1st Loan is not a lender and does not make credit decisions. 1st Loan introduce loan enquiries to a broker that matches customer applications with lenders in their network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

Secured Loans

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.

 

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000

Loans are subject to lenders requirements and approval
Although our lender searches will not affect your credit rating in any way, if you are accepted by a lender, they may carry out a full credit search in order to assess your ability to repay

Where the loan recommended is a Secured Loan, security will be required on your home