Loans in Birmingham
Apply NowFind out the monthly payments on a loan in Birmingham. Find out how much a personal loan could cost. Complete your details and the broker will give you a personalised loan quote. A quick loan can enable you to raise money to pay off your high interest credit cards, store cards and unsecured loans.
Our Simple Process
Simple online application
Apply online for up to £5000 using our short online form. Simply select the amount you want to borrow, the term of the loan, and start the process.
Get an instant decision
We'll search a panel of over 30 lenders in just a few minutes and give you an instant online decision!
Get your cash the same day
Once matched with a lender and you are happy with their terms, you could receive your funds the same day*
*Not all lenders pay out the same day
Low Interest Rate Loan in Birmingham
Live in Birmingham and looking for a personal loan? We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help with you finances. 
If you want to raise money quickly, then a qualified loan adviser will be able to help you take back control of your finances. You can use an unsecured loan to pay for a car, make repairs around the house or to pay off debts. Personal loans are available for tenants, homeowners or people living with family or renting.
Fast Payout Loans in Birmingham
If you need an unsecured loan then the broker may be able to help. You may want to pay off debts quickly, or possibly consolidate other loans or credit cards. Having previous financial problems, such as CCJs, arrears or defaults may not stand in your way.
What types of loan are available?
There are different types of loans available on this website:
- Personal Loans Click here to apply
- Also known as Unsecured Loans or Installment Loans, this is a loan in which there is a set number of regular payments. The maximum amount you can borrow is £35,000 over a maximum term of 7 years. This type includes car loans, short term loans and unsecured homeowner loans
- Payday Loans Click here to apply
- Usually, payday loans are for a shorter term, often paid back in a single lump sum payment on the borrower's next payday. They have a higher interest rate than a personal loan.
Our fast, secure application forwards your enquiry to a broker who has access multiple lenders. They aim to find you the cheapest loan based on your personal circumstances.
For short term loans, payday loans, car loans, unsecured homeowner loans- The broker's smart loan search does not affect your credit rating
- It aims to find the lowest rate available to you
- Secure, two minute application
Loans for homeowners available.
Loans from £3,000 to £20,000 over 3 to 10 years
Who might need a loan?
- I have bad credit
- I am self employed
- I am on a low income
- I am young aged 18, 19, 20 or 21
- I am a tenant
- I want a car loan
- I have a poor credit history
- Vehicle loan for motorbike or caravan
- I am renting
- I am on a blacklist
- I need immediate fast loan
- I need money paid in bank today
- I need a short term loan
- I need a payday loan
- I want a personal interest rate
How much will a loan cost me?
You need to complete the short application form to find out how much a loan will cost you.
If you are applying for a payday loan or short term loan, please make sure it is right for you before taking it out. You should always think very carefully before committing to any form of credit or borrowing money.
Please remember that Payday loans should only be used for very short term financial needs. Short term loans are not suitable for long term borrowing
Further information
If you're trying to manage existing debt or in financial difficulty, consider what your options are before you borrow. For further help on managing your money visit the Money Advice Service.
Further information on personal loans:
Wikipedia information on Loans
Credit Reference Agencies Experian
Equifax
Important Information
This is the bottom line. As a company, we only get paid if your loan is paid out. The broker will endeavour to find the most suitable loan or plan for your individual circumstances. The broker will do everything they can to get your loan paid out as quickly as possible.
If you are looking for a new loan to replace other forms of credit, such as credit cards, Hire Purchase or other loans, you are advised that the duration of the new loan will be longer or the total amount payable will be higher than your existing arrangements
Copyright © 2020. 1st Loan is a trading style of Joel Malach. We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952. Registered Office: Warwick House, Lowes Road, Bury. BL9 6PJ
1st Loan may receive a fee/commission for either referral or completion of your loan application.We are an authorised credit broker and not a lender that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
1st Loan is a responsible broker, and as such, would not be able to help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our Responsible Lending Code of Practice for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.
1st Loan is not a lender and does not make credit decisions. 1st Loan introduce loan enquiries to a broker (TdotUK Limited) that matches customer applications with lenders in their network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.
Although lender searches will not affect your credit rating in any way, if you are accepted by a lender, they may carry out a full credit search in order to assess your ability to repay
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Loans in Whittlesey Loans in Bingham Loans in Hayle Loans in Rhoose Loans in Billingham £200 loans £650 loans £2000 loans 3 month loans Loans with bad credit history Loans for people on a low income Loans for young people aged 18 to 21 Loans for tenants and people who are renting Loans for people on a blacklist Need a loan today Short term and Payday loans Urgent Loans for emergenciesThis page provides information and advice on loans for people in Birmingham