Cheap Personal Loans
looking for a low rate personal loan?
We can put you in touch with a reputable loan broker if you are having financial problems and you are worried about where to get help
with you finances.
If you need to raise money fast, a qualified loan adviser can help you get back control of your finances.
You can use an unsecured loan to pay for a car, make repairs around the house or to pay off debts. Personal loans at low interest APR rates are
available for tenants, homeowners or people living with family or renting
If you need an unsecured loan then we can help. You may want to pay off debts quickly, or possibly consolidate other loans or credit cards
Personal Unsecured Loans
Looking for a small loan under £1000?
We can help with debt consolidation as well as personal loans for
people who need to raise money quickly.
If this is the first time you have dealt with us, let us explain the way we
work. We take your enquiry, then pass it on to the a panel of lenders we think
will be able to handle your own individual circumstances. They will find the
most suitable lender for your specific requirements and get back to you with a
product that suits your needs. The broker will contact you by telephone or email
to clarify any issues that they are not sure about. You are under no obligation
at any time to go ahead with their advice.
1st Loans offers a first class service to our clients.
We expect you to be more than satisfied with the outstanding service you receive from us and our brokers. If not, please let us know and we will do our best to help with any problems you may encounter.
We will never ask you for any up front fees for arranging your finances.
This is the bottom line. As a company, we only get paid if we successfully get your loan paid out.
We will endeavour to find the most suitable loan or plan for your individual circumstances. We will do everything we can to get your loan paid out as quickly as possible.
If you are
looking for a new loan to replace other forms of credit, such as credit
cards, Hire Purchase or other loans, you are advised that the duration of the
new loan will be longer or the total amount payable will be higher than
your existing arrangements
A broker fee of up to 12.5% will be added to secured loans.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF
THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
We offer loans throughout the UK
Terms & conditions
Copyright © 2016 1st Loan is
a trading style of Joel Malach.
We are authorised and regulated by the Financial Conduct Authority. Firm registration number 720851. Data Protection Licence Number: Z8904952.
Registered Office: Warwick House, Lowes Road, Manchester. BL9 6PJ
1st Loan may receive a fee/commission for either referral or completion of your loan application.
1st Loan is not a lender but a licensed Credit Broker
that has access to multiple lenders across the UK. We cannot lend you finance ourselves - only refer you to a lender who can.
1st Loan is an Introducer to SM Loans for secured loan business
1st Loan is a responsible broker, and as such, would not be able to
help if you are looking for us to pay out a loan to someone who is unemployed or receiving benefits as a primary income, who is in financial difficulties or cannot afford to make full loan repayments.
Please see our
Responsible Lending Code of Practice
for further information or for contact details of organisations who can help people in financial difficulties
Please read our Treating Customers Fairly Policy
which shows our commitment to treating our clients fairly and meeting their expectations of high quality service.